Lifeify.com

We know how much stability and
providing for your family matter.

Our goal is to help you strengthen your finances and improve your
family’s quality of life.

BOOK A FREE CONSULTATION

We know how much stability and providing for your family matter.

Our goal is to help you strengthen your finances and improve your family’s quality of life.

BOOK FREE CONSULTATION

From Setbacks to Comebacks
—Your Dream Life Is Closer
Than You Think

With better credit, “someday” becomes “today” — and the life you deserve is finally in motion.

About Us

Real Tools, Clear Guidance,

and Caring Experts for Your Credit Comeback

Personalized Credit Repair Plans
Credit Report Review and Dispute Support
Credit Education and Coaching
Debt Strategy and Score Building
Ongoing Credit Monitoring
Step‑by‑Step Guidance and Support

BOOK A FREE CONSULTATION

Lifeify makes credit repair clear and doable. With practical tools and expert guidance—minus the judgment—we help you understand, rebuild, and protect your credit so you can move forward with confidence.

3 Steps to

Better Credit

1. Sign Up & Review

We pull your 3 credit bureau reports, review them, and identify negative items so you know exactly what’s holding you back.

2. Dispute & Repair

We challenge questionable items directly with the bureaus to give you the best chance at removals.

3. Track & Improve

You’ll receive regular progress updates and clearly see your score steadily rise and improve over time.

Our Process

Credit repair, made simple.

At Lifeify, we take the stress out of fixing your credit with a transparent, step‑by‑step plan. We start with a free consultation, pull your credit reports, and pinpoint issues. Then our experts dispute negative items and coach you on rebuilding with confidence. Your updates will be provided.

BOOK A FREE CONSULTATION

REVIEW

DISPUTE

REPAIR

REBUILD

92

Dispute Success Rate

1,500

Negative Items Removed

780

Families Helped

4.8

Client Satisfaction

Case Studies

Have a view of our with clients amazing projects

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Branding

Financial Analysis for Agency

Marketing

Technologies Shaping the Future

Branding

Business Analysis for Amazing

Design

Corporate Analysis for Agency

Our Pricing Plan

$199

$129 Monthly

BASIC

Email and phone support

Progress dashboard with status updates

Monthly disputing

Draft and send credit disputes to applicable credit bureaus

Track bureau responses and deadlines

Escalate with follow-ups and reinvestigation requests as needed

No debt settlement included

$200 audit fee, non refundable.

$299

$199 Monthly

PREMIUM

Email and phone support

Progress dashboard with status updates

Monthly disputing

Draft and send credit disputes to applicable credit bureaus

Track bureau responses and deadlines

Escalate with follow-ups and reinvestigation requests as needed

No debt settlement included

Debt settlement

Creditor/collector validation letters when appropriate

Verify and validate collection debt

Review collection debt and validity of delinquency status

Prioritize targets based on risk, age, and settlement potential

Negotiate outstanding collection accounts and settle in lump-sum format

Obtain written settlement offer before paying and finalizing collection

$200 audit fee, non refundable.

Your Next Step

Right after you sign up to our plan, your next step is to sign up for a credit monitoring tool. This will help us monitor your credit score and plan out for the next steps on your credit repair journey. We have two options for credit monitoring tools you can choose from, please see below:

CREDIT HERO

Discover ways to improve your credit by getting access to all three credit reports and credit scores.
Monitor - Unlimited access to your credit reports and credit scores from all three bureaus
Protect - Daily monitoring alerts you to suspicious activity.
Achieve - Help you get approved and lower your interest

Disclaimer: Disclaimer - We are not affiliated with Credit Hero. This recommendation is provided solely for your convenience and security awareness.

IDENTITY IQ

IdentityIQ (by IDIQ) offers identity theft protection and credit monitoring with alerts from major bureaus, dark web monitoring, and dedicated fraud restoration support—useful for proactive protection after breaches or suspected exposure.
For Lifeify customers: Consider IdentityIQ for faster alerts and hands-on assistance if unusual activity appears on your credit or personal data.
Plans vary (including 3‑bureau monitoring and access to FICO scores via MyScoreIQ). Choose the tier that matches your needs and budget, and review their terms and billing carefully.
Payment note: Do not use prepaid cards—IdentityIQ does not accept them for enrollment.

Disclaimer: Disclaimer - We are not affiliated with Identity IQ. This recommendation is provided solely for your convenience and security awareness.

CLIENT SUCESS

STORIES

Stephen Miller

I had an amazing experience. The team was patient, professional, and explained everything in a way that was easy to understand. I’m already noticing positive results and couldn’t be happier!

Excellent!

Darius Williams

Very reliable and knowledgeable service. They made sure I understood each step of the process and gave me the confidence I needed. My credit is improving faster than I expected!

Excellent!

Michael Brooks

I can’t recommend them enough! They kept me updated the entire time and treated me with respect. It felt like they genuinely cared about helping me reach my financial goals.

Excellent!

James Williams

Outstanding service! They walked me through everything step by step and gave me clear strategies that actually worked. I’m extremely satisfied with the results so far.

Excellent!

Jasmine Carter

I’m beyond grateful for the support I received. The guidance was clear, and the entire process felt smooth and stress-free. I’ve already told several friends about my positive experience!

Excellent!

CONTACT US

Our success in creating business solutions is due in large part to our talented and highly committed team.

Ready to get your financial life back on track? At Lifeify, we use proven methods to restore your credit, leveraging your consumer rights to challenge questionable items on your report. If it can’t be verified, it’s removed.

It’s that simple. Our streamlined 3-step process delivers clear updates and real results, so you can move forward with a clean credit report and confidence. Contact us today to start your journey.

Meet Our

Founders

Jina Carranza

Co-Founder

Brian Carranza

Co-Founder

Welcome to Lifeify!

We’re Brian and Jina, the Founders of this mission-driven company.

At Lifeify, we focus on helping you take control of your financial lives through credit education and support. We assist our clients with disputing credit issues so that our clients can move forward with confidence.